The Activation Lock is lodged deep in the iPhone's internals, it seems; Apple suggests on a frequently-asked-questions page that iPhone owners should remember to disable Find My iPhone with their password before handing over their phones for service.
Android, for its part, recently rolled out an Android Device Manager service for devices running newer versions of Android. It requires Android owners to head to the Google Settings app (which they might not notice otherwise) and enable remote erasure, if they want to do more than just locate/ring their device. Apple is grabbing onto a bigger opportunity: implementing better personal security defaults on their operating system that is perhaps the most consistently upgraded on devices. It's rare to say this on a mobile blog, but that just seems like a good thing for everyone (until I read the comments).
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